Peer-to-peer investment_By Secured Capital Investments--

Is peer-to-peer lending safe for investors?

The market for peer-to-peer lending has been continuing to grow these past few years, but it can be difficult to know where to start for investors. In this blog post we’ll be going into peer-to-peer lending for investors in a bit more detail, as well as discussing how investors can be sure their money is secure in a P2P investing scheme.

What is peer-to-peer lending?

Peer-to-peer lending refers to the available platforms which allow individuals to take the place of banks in the lending process. It’s actually a surprisingly simple process for investors, that involves just a few steps. Investors will first need to choose a lending platform, and then connect their bank account to it. The next stages simply involve choosing a maximum loan amount for those you’ll be lending to, and funding your account.

So, is peer-to-peer lending a good idea for investors?

There really has never been a better time for investors to get involved in peer-to-peer lending. Lending platforms are increasingly flexible for investors, giving you plenty of choice when it comes to loan options and allowing you to choose exactly who you want to lend to. There are now security measures put in place for investors, that screen borrowers to help establish the risk investors will have when lending to them. This means the return on your investment will actually be more predictable than you might imagine.

Speaking of returns, the reward investors will get for peer-to-peer lending in the current climate is pretty impressive. Due to the fact that there’s no correlation with the stock market, your investments exist outside of the usual limitations and risks that might usually occur with crashes and falling market values. This means the return on your investment could be up to 50% higher than the average deposit rate.

Get involved in P2P investing today

If you’d like to get started with peer-to-peer lending today, there are plenty of ways to get the ball rolling. Perhaps the most reliable of these is to choose an experienced specialist mortgage lending firm like Secured Capital Investments.

 

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