Each loan is a stand-alone investment called a Syndicate Fund.
Each Syndicate-Fund provides exposure to a specific loan, which are carefully assessed and actively managed by our experienced mortgage management team, in addition to being independently verified by qualified valuers and quantity surveyors.
There is one simple way in which you can apply to invest with Secured Capital. It is as easy as requesting a soft or hard version of the IM and attached application form. When completing this form you can opt for either the Specific Investment Authority or make use of the manage General Investment Authority. Once your application has been accepted we will deposit your funds into the Cash Account for investments to be made.
If you have opted into the General Investment Authority then your funds will generally be allocated to the first available Syndicate-Fund. If you have selected the Specific Investment Authority, you will now be able to select investments that suit you.
You delegate authority to our expert mortgage team to allocate your Cash Account Funds, generally to the first available Syndicate Fund.
With the general investment authority fund you pass responsibility for investments to us. Generally your money will be invested into the first available syndicate-fund. You can set maximum limits for each investment with a general investment authority. Using the general investment authority will minimise the time your money spends in the cash fund and maximise returns.
With the specific investment authority you choose where to invest your funds in each case. This gives you full control of every investment that you make. Investments through specific investment authority are issued on a first come first served basis.
The Investment Memorandum explains all of the essential thingsDOWNLOAD